CA / CFA / FRM/ MBA Finance – Credit Analy
6 MONTHS CONTRACT ONLY AND ON KELLYS PAYROLL. IMMEDIATE JOINEE ONLY. CA / CFA / FRM / MBA IN FINANCE ONLY. SHOULD HAVE EXPERIENCE IN CREDIT ANALYST / RISK MANAGEMENT. 3- 8 YEARS EXPERIENCE. LOOKING FOR AM AND EXECUTIVE POSITION. JOB ROLE: Own the day-to-day credit relationship for a nominated portfolio of customers; Use Zeus to analyse historic and projected financial information to identify key issues and monitor compliance with covenants and terms prior to discussing with Relationship Director. Create Zeus credit applications on behalf of RDs (applying judgmental input) and collate paper attachments Responsible for collating and managing customer produced financial information and input on Zeus or co-ordinate input by audited accounts team Populate Zeus with annual reports & supplementary credit information for target accounts. Use expertise and judgement to make recommendations to the RD regarding credit issues for these customers . Use knowledge of risk procedures and complex security to make recommendations to RD on protecting the Group from losses and managing high value facility risk Take ownership of urgent credit related matters such as dealing with court orders and Companies House notifications Provide technical input and undertake research for Relationship Director in connection with proposed security and liaise with BLSC to arrange preparation and execution of security documentation. Provide technical input to RD re proposed business opportunities and available security Co-ordinate the transfer of accounts to the Debt Recovery Unit (DRU) and assist the RD/Business Support team and others with the recovery procedures for non-DRU accounts; Instruct the PSF team to make all the limit/security/facility structure/other changes approved by sanction team and ensure that the information submitted to PSF team is complete in all aspects as per Risk approvals. Champion topics in your team to assist with learning and development of your fellow colleagues. Responsible for handling post-sanction related activities (like LOC submission / DI case) for self and /or entire team. Contribute to environment of mutual support by sharing knowledge with other team members, mentor new joiners and junior colleagues in the team. Undertake and adhere to all compliance regulations applicable to your role. Stakeholder Management and Leadership: To actively coordinate with the coverage team (RD/RSM) on routine basis to ensure timely completion of credit reports and other activities. Co-ordinate the interface with Risk for the nominated portfolio of customers. Act as liaison for risk management information purposes with RSMs, accountants, solicitors and other relevant people. Act as liaison for risk management information purposes with RSMs, accountants, solicitors and other relevant people. Occasional customer interaction to discuss lending proposals in detail, making recommendations as appropriate. Person Specification: A good knowledge of Corporate banking and Risk management (account opening, health and safety, fraud prevention, money laundering) Knowledge of UK GAAP and IFRS Awareness of legislation affecting the Bank and customers (including the Data Protection Act, Companies Act, Insolvency Act, Financial Services Act, Money Laundering and confidentiality regulations, Sarbanes Oxley and Basel). Essential Skills/Basic Qualifications: CA or CFA or FRM or MBA (any discipline) Strong financial statements analysis skills Desirable skills/Preferred Qualifications: Prior experience in corporate credit analysis in a global bank of at least 2-3 years. Strong ability to analyse management information, unaudited and audited accounts Knowledge of corporate banking products and exposure to core banking systems/applications Person Specification: A good knowledge of Corporate banking and Risk management (account opening, health and safety, fraud prevention, money laundering) Knowledge of UK GAAP and IFRS Awareness of legislation affecting the Bank and customers (including the Data Protection Act, Companies Act, Insolvency Act, Financial Services Act, Money Laundering and confidentiality regulations, Sarbanes Oxley and Basel). Essential Skills/Basic Qualifications: CA or CFA or FRM or MBA (any discipline) Strong financial statements analysis skills Desirable skills/Preferred Qualifications: Prior experience in corporate credit analysis in a global bank of at least 2-3 years. Strong ability to analyse management information, unaudited and audited accounts Knowledge of corporate banking products and exposure to core banking systems/applications. Required Experience: 2years to 4 years Skills: accounting,finance,financial control,ca,inter,Credit Analyst,Risk Management